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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer exam : MarylandAccident and Health or Sickness Producer Series 20-24 Exam

Accident-and-Health-or-Sickness-Producer Exam Questions
  • Exam Code: Accident-and-Health-or-Sickness-Producer
  • Exam Name: MarylandAccident and Health or Sickness Producer Series 20-24 Exam
  • Updated: Jun 20, 2026
  • Q & A: 92 Questions and Answers
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Accident-and-Health-or-Sickness-Producer exam dumps

Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

1. In Maryland, an insurance producer is a person who solicits, negotiates, or sells insurance plans PRIMARILY in conjunction with:

A) Earning commission
B) Acting as a regularly salaried officer
C) Performing clerical duties
D) Enrolling individuals in group plans


2. Which one of the following causes of death typically would be included under an accidental death rider attached to a life insurance policy?

A) Illness or disease
B) Automobile accidents resulting from the insured's negligence
C) Intentionally self-inflicted injuries
D) War or acts of war


3. Who has the right to change the beneficiary of an accident and health policy with a revocable beneficiary designation?

A) The insurer
B) The beneficiary
C) The producer
D) The policyowner


4. All of the following are considered to be fraud EXCEPT:

A) Collecting a premium for insurance that is not provided
B) Collecting a charge for insurance that is less than the charge applicable to that insurance
C) Collecting a proper premium for insurance that is provided
D) Willfully collecting a premium that exceeds the amount of the premium


5. A nonprofit health service plan may NOT issue a contract that covers which of the following types of benefits?

A) Vision benefits
B) Disability income benefits
C) Medical expense benefits
D) Dental benefits


Solutions:

Question # 1
Answer: A
Question # 2
Answer: B
Question # 3
Answer: D
Question # 4
Answer: C
Question # 5
Answer: B

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