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Humber College PREX-1060A Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| RESP Fundamentals | 30% | - Basic rules and regulations - Definition and purpose of RESP - Key parties involved |
| Withdrawals and Distributions | 15% | - Educational vs non-educational withdrawals - Tax treatment - Impact on grants |
| Contribution Rules and Limits | 25% | - Carry-forward provisions - Excess contributions and penalties - Annual and lifetime contribution limits |
| Government Grants and Incentives | 20% | - Provincial programs - Canada Education Savings Grant (CESG) - Canada Learning Bond (CLB) |
| Plan Administration and Compliance | 10% | - Reporting requirements - Plan termination rules - Responsibilities of providers and subscribers |
Humber College Exam 4: Invigilated Theory Sample Questions:
A salesperson is negotiating a lease for a new retail tenant and reviewing the requirements and restrictions regarding the delivery of stock items. Which of the following is NOT a correct statement regarding stock delivery requirements and restrictions in a commercial lease?
- A. The salesperson is responsible for addressing site access and exit in the tenant's agreement to lease.
- B. Stock delivery cannot be restricted in a commercial agreement to lease.
- C. The salesperson is responsible for negotiating the tenant's stock delivery window.
- D. Should a delivery truck arrive during an emergency, the property manager must be available.
Correct Answer: B 🗳️
What is the best indicator of a strong office market?
- A. Low rental rates and many concessions
- B. The absorption rate, net absorption rate, and rising rental rates
- C. The number of free months given to new and renewing tenants by landlords in the office marketplace
- D. When tenants have lots of options because of the amount of available space at favorable rates
Correct Answer: B 🗳️
Established under the Farming and Food Production Protection Act, the Normal Farm PracticesBoard is composed of members appointed by the Minister of Agriculture, Food and Rural Affairs. Which statement is NOT accurate with regard to the Normal Farm Practices Board?
- A. The Board can conduct hearings that are heard by a minimum of five board members.
- B. The Board can order farmers to cease practices that cause disturbances if they are not considered to be normal farm practices.
- C. The Board can dismiss complaints if the disturbances are the result of normal farm practices.
- D. The Board can order farmers to modify practices for consistency with normal farm practices.
Correct Answer: A 🗳️
A salesperson is representing a commercial tenant client who is interested in leasing a property for their business. The salesperson and their client are inspecting a property that includes a few accessory buildings.
This is ideal for the tenant, as the accessory buildings can serve as storage for their business. The tenant asks their salesperson to find out the measurements of the accessory buildings. Why is it important for the tenant to know the total area of the accessory buildings included on the property?
- A. It is important for the tenant to know the total area of the accessory buildings as it will contribute to their rentable area.
- B. It is important for the tenant to know the total area of the accessory buildings as they will have to share the use of them with other tenants.
- C. It is important for the tenant to know the total area of the accessory buildings as it will be considered within the tenant's usable area.
- D. It is important for the tenant to know the total area of the accessory buildings as it will be deducted from their rentable area.
Correct Answer: A 🗳️
An agreement of purchase and sale for an industrial building is accepted conditional on financing with the expiry date of May 14. On May 11, the bank informs the buyer the mortgage cannot be approved until May
17. The salesperson for the buyer then prepares an amendment to the agreement of purchase and sale for the extension of the condition. Which of the following is NOT correct?
- A. The buyer can still waive the condition before the expiry date if the seller refuses to sign the amendment, provided there is a waiver provision in the condition.
- B. The salesperson should prepare the amendment with midnight, May 17 as the irrevocable time.
- C. The buyer can use the same amendment to ask for a change of the closing date.
- D. To play it safe, the salesperson should amend the condition with May 18 as the expiry date.
Correct Answer: B 🗳️
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